Secured lending

Secured Lending

Whether you are looking for a loan to purchase a commercial property, a mortgage to refurbish existing offices, or looking to refinance your current lending, we can act for you from initial instruction until successful drawdown of funds.

We have a strong track record in providing advice to companies and individuals, navigating the varied requirements of high street, commercial and more ‘niche’ lenders.

We are experts in securing loans against property providing for a smooth completion. Post completion, we attend to the registration formalities at Land Registry, Companies House or as required.

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Other Commercial Services

Land sales and purchases

Land sales and purchases

We offer specialist advice when selling or buying land for commercial use. We can advise on boundary ownership, the need for easements (services or access), occupational licenses, access for ground investigation and surveys and the form the sale or purchase agreement...

Commercial tenancies

Commercial tenancies

We advise on letting out a wide range of commercial property and on security of tenure. We advise on and clarify tenancy terms such as rent and service charges, assignment and subletting, alterations and user clauses.We act for both landlords and tenants of commercial...

Development

Development

Land ripe for development is a valuable asset. If you are selling we can help you to maximise the value of your land and advise you on the best form of legal agreement to do this. If you are buying we can advise on the terms of purchase contracts and your obligations...

Commercial auctions

Commercial auctions

We can advise you on selling or buying your commercial property at auction whether as a whole or in Lots. If you are selling at auction, we have knowledge in preparing auction packs so that potential buyers have as much information on a property prior to and at the...

Development

Planning and development

We provide advice throughout the planning process on matters such as listed building consent, highways and access agreements, common land and planning agreements (such as s106 agreements). Working with a resourceful network of other professions from planning...

Easements

Easements

Easements are required in order to formalise a right of way or a right of access over an adjoining property or to bring services onto a property. We are routinely engaged to review and provide advice on existing easements, as well as providing new legal easement...

Overage and uplift

Overage and uplift

With the growing need for housing, an overage agreement is an excellent way of selling land at its current value but reserving a right in the future to receive an uplift in value if the land obtains planning permission and is developed.We have detailed knowledge and...

Testimonial 04

Nora, you have been extremely attentive, very thorough, friendly and also demonstrated excellent communication skills and capability. Julia

Testimonial 17

We recently used Timothy for a land purchase, he was very professional and proactive through the whole process. I would happily recommend Frank Smith and Co to anyone.Sarah C.

Testimonials 15

Thank you for all the hard work at Frank Smith and Co, have had an amazing experience using these solicitors and definitely will be using in the future as well as recommending to friends and family.Jake B.

Testimonial-02

In 2018 my husband and I first used your firm to buy our property in Cheltenham. We felt then that a high degree of trust was established between us. This meant that when I used your firm more recently, I was very confident that my case would be dealt with...

Testimonial 09

Natalie, you are very competent, fair and friendly. We trust you. Julia

Testimonial-01

Nora & Frank were just excellent, great advice but also balanced - So much appreciated. Thank you. Hannah & Tony

Testimonials 10

A truly wonderful service. I am so grateful for all the support from the staff at Frank Smith, especially Nick and Nora. Thank you. Hannah

Testimonial 06

Nora was at all times professional but with a genuine warmth that made you feel a proper personal client. Peter

Testimonials 12

The residential conveyancing department are supportive and friendly people. A special thanks to Nora and Rob who have looked after me, I would highly recommend them. Kyle E.

Testimonial 16

Dealt with my fathers sale of family home and purchase of retirement flat. Everything went smoothly and he was delighted with the serviceLuke B.